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Team EvoAZ’s Corner

Appraisals, What Are They and Why Do You Need One?

The Appraisal…. A word often heard and feared, but most of the time misunderstood. We’re going to dive in to why you would need a home appraisal and what the purpose is. How should I prepare for the appraiser? How much value does my pool add? What if the results are not what I expected? Does my new build need an appraisal? We coved this and more live with Gabe the appraiser, our Mortgage Ninja Ryan Gilliam and our #NewBuildNinja Jen Duncan!

Have any questions? Contact me at [email protected]

Dreams loading….

WOW! I realized I haven’t updated here in the last few weeks. Spring Real Estate is in full swing and so many excited families are getting ready to build memories in their new homes. Our home is coming along nicely and we are getting ready to do our Frame Orientation with our Project Manager Randy before the drywall goes up. Our street is starting to look like a neighborhood and we’ve already met a few neighbors who have kids that are Munch’s age!

Anyway, this post is not about me. Currently I have 4 new build clients that are just about to break ground. One already started the framing for the foundation! It was a beautiful day so I decided to head out to take progress photos of everyone’s dirt before building starts!

I stopped in my tracks for a second though to reflect. To some it’s just desert dirt, but this dirt symbolizes the place where their kids will grow up, go to school, even take their first steps. These will be the front porches where Mom’s take their kids’ first Kindergarten photos before sending them off to their first day of school, they will be teaching their kids to drive and send them off to college. Kids will play, get dirty, and maybe even fight. Their holiday light game will be strong and Halloween will be a blast for years to come. I know for sure we will be having some MOMnationAZ block parties so hopefully the neighbors are cool with that! If not, I can help them sell their home so we can find some cool neighbors, HAHA!

We had an amazing victory when I drove around to take dirt photos. I just so happened to notice that the lot one of my clients wanted become available again. This was the lot they REALLY wanted so they would have the least chance of a two story home bearing down on them. We decided to ask if they would scooch them over and the builder was totally cool with it! The coveted corner lot and now they have it! I was SO excited for them and knew that making my rounds was worth it! Think about it though, if they didn’t have me on their side, they probably would not have known about the lot coming available. #EpicvsBasic

The best is yet to come guys!

June 1st we are doing a new build tour to compare standard vs upgraded items. We will be visiting two builders. One builder includes higher end items standard whereas the other does not. We will compare and have a blast! Keep an eye on our MOMnationAZ Calendar of Events for times and details!

Have a great week guys! I’ll be out there grinding to bring you the best and most updated New Build info!

-Jen a.k.a JD a.k.a #NewBuildNinja

[email protected]

480-707-7554

Interest Rates…

Interest rates…you always hear about them. I don’t know about you, but worrying about my interest rate makes me more stressed on top of looking for the home of my dreams. Interest Rates are a necessary evil. I mean, why can’t they just lend us the money for free? Haha, I wish!

The rumor is that the Fed will be hiking interest rates up 3 times this year, which could mean your purchasing power will go way down. We don’t know if it will really happen, but the economy is getting stronger, which usually means rates go up. For example, I had a client purchase last year at a 3.5% interest rate. Now, we are projected at 4.5% for our new home that will close toward the end of the year. That doesn’t seem like much, but when I saw this graphic it really opened my eyes.

Prices and rates are most likely heading upward. Last year we could have purchased a $350,000 home vs. this year where we could purchase up to $310,296. In our hot Phoenix market, that is a big difference in home size and features. It could even be the difference in moving to your preferred area with the higher rated schools and getting that gorgeous backyard oasis you’ve been dreaming of.

This is definitely something to think about! Do you want to pay the same amount for a smaller home? I don’t!

JD aka #NewBuildNinja

[email protected]

We Have a Frame!

We had our pre-construction meeting a few weeks ago! This is where you meet your Project Manager or Superintendent as they call them sometimes. The purpose of that meeting is to learn the expectations of the build process and meet the person who will be overseeing everything. We went over our design selections to verify they had everything we had chosen. He let us know that the tension cables were in and the slab was going in in a few days! Luckily we went over there to see it because just a few days later we were SHOCKED to already see the frame up. It was really surreal, Chris kept looking back as we were driving like “NO WAY, Is that our frame!?”

Sure enough, there it was! At that point was where it started to feel real. Our neighbors homes are starting to sprout up as well. We’ve already met one of our new neighbors through the neighbors Facebook page who has girls around Munch’s age. It really solidified our decision to choose this neighborhood. There is such a sense of community. I’m so excited to do the FREE bootcamp in the park 3 days a week and FREE water aerobics 2 nights a week. Our section is selling out pretty fast as people are seeing the value in such an amazing neighborhood.

Next step will be our pre-drywall inspection where we verify all the electrical is in the right places and check it out before they cover up all that wood frame!

If you’re interested in learning about new builds, let me be your guide! It is in your best interest to be represented by a Realtor in a new build transaction. It does not cost you any money for me to help you, but can save you tons of money! I have some inside information on the new amazing neighborhoods that are popping up, feel free to reach out!

-JD aka #NewBuildNinja

[email protected]

Mortgage 101 – Learn How To Buy With ZERO Money Down

Mortgages Aint Magic, Get the Real Deal Here!

Are you afraid to chat with a Mortgage Lender because of fear of being let down? Think your questions are stupid?

Well, they are NOT! We went live on Facebook with one of the TOP rated Mortgage Lenders in Arizona and he was happy to answer the questions you’ve been dying to ask. He doesn’t bite, promise!

Check out how you can buy with ZERO down! YES, it still exists! 

Isn’t that an awesome thumbnail screen?!

If you would like to have a quick chat with Ryan to get yourself on the right path to home ownership you can check out his page, Finance Questions, on our website or email me at [email protected].

Peace and Love,

JD aka #NewBuildNinja

[email protected]

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